Credit Rating

The Federal Graduate PLUS Loan and private alternative loans require a credit check. It is important to maintain credit worthiness in order to qualify for borrowing needed for your medical education as well as in future years. It is recommended that you request a copy of your credit report from a credit bureau to make sure there are no problems. If there are problems, then perhaps they can be resolved prior to applying for loans. You may request a free credit report at www.annualcreditreport.com.

Having good credit is vital to many of life's most important purchases, including financing a home or car, and some employers will not offer jobs to candidates with poor credit. The follwoing three-part series will give you the information and resources to understand, monitor, and, if necessary, improve your credit.

Part One - Credit Report 101
Part Two - Anatomy of a Credit Report
Part Three - Analyzing Your Credit Score